Categories
Saving for College

HOW TO SAVE MONEY IN COLLEGE 2021 | college money saving tips + budgeting tips for beginners [Video]

HOW TO SAVE MONEY IN COLLEGE 2021 | college money saving tips + budgeting tips for beginners

Today we’re going over my top 6 tips for budgeting and saving money in college. Here are practical and realistic money savings tips and ideas for college students to help decrease student loan debt and help you budget while in college.

💰 FAVORITE MONEY SAVING APPS: https://ezbiolink.com/the-avocado-toast-budget

DIGIT DIRECT APP WAIT LIST (automate your budget): http://bit.ly/lexatheavocadotoastbudget1

📷 INSTAGRAM: https://www.instagram.com/theavocadotoastbudget/
🎥 TIKTOK: https://tiktok.com/@theavocadotoastbudget

✨ RELATED VIDEOS:
Save Money and Budget in Your 20s: https://youtu.be/zSEOM8ZCFQs
Budgeting with ADHD: https://youtu.be/2koLIu4d_Vo
Biggest Money Mistakes I Made in My 20s: https://youtu.be/geWc44eKecw

DESCRIPTION:
Today we are talking about how to budget and save money in college!
1. Take advantage of deals for college students
You can get deals on Spotify, Amazon Prime, Macs, movie theaters, car insurance and SO much more with just a college ID and/or a .edu email. Make sure to google before purchasing anything to see if they have a college discount or free options for college students! Take advantage of those college freebies and college discounts while you can.
2. Learn to cook a few yummy meals
You don’t need to be a chef, but knowing 2-3 good and easy recipes that you can meal prep for when you get home from work and are exhausted and just want something yummy but easy to eat can save you SO much money on eating out. That way you can use your eating out money for moments you really enjoy it, not just because you’re paying for ease and convenience every time.
3. Schedule classes on the same day
This is a big tip for commuters, but it also really important for non-commuters as well! You tend to spend more money when you’re out and about. So if you can schedule all of your classes on 3-4 days, rather than 5 days a week, you can save tons of money on last minute iced coffee runs and gas!
4. Invite friends over instead of going out
Some of my favorite memories from college were nights in with my roommates, rather than going out. Have people over and split the cost of a few drinks and play some games for a more cost effective hangout!
5. Split expenses with friends/roommates
This goes far beyond splitting rent and utilities. Get on family plans, split streaming subscriptions, and buy in bulk to take advantage of discounts!
6. Cut back on alcohol when going out
Pay all in cash and limit the amount of cash you bring for drinks. We all know it’s easy to justify more drinks when you already have a few in your system, and those $6-$15 drinks add up REAL quick. So bring a credit card for emergencies and limit yourself beforehand to how many drinks you can pay for that night.
7. Automate your finances and budget
Digit partnered with Metabank to bring a newer version of the app, Direct! This automates EVERYTHING! And even gives you daily updates on how much you have to spend after it sets money aside of bills and savings. This is a GREAT budgeting app for college students because it’s automatic and helps keep you on track without spending tons of time or energy on your budget.

Business inquiries only:
collabs@theavocadotoastbudget.com

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!

Views expressed in this video are my opinion and should not be interpreted as professional financial advice. I am not a certified financial advisor.

Subscribe to learn how to save money, pay off debt, and invest to feel more confident with your money!

Watch/Read More
Categories
Saving for College

Godly Restraint | Renewing Your Mind | Mike Spaulding 09/16 by Daily Renegade [Video]

Please SUBSCRIBE & SHARE! No need to wait for the premiere! To see the full version of every available episode and for early access, visit http://DailyRenegade.com today and check out our membership plans, now including a 7 DAY FREE TRIAL! DSS Calendar - https://www.createphotocalendars.com/Shop/ancientdeadseascrollcalendar FINALLY! Be free from the satanic beast financial banking system with their corrupted FIAT currency and protect your assets with Christians just like you! Visit http://CornerstoneAssetMetals.com today or call 888-747-3309 to register for free information, and make sure you click ?Josh Peck (Daily Renegade)? in the ?How did you hear about us? dropdown menu and Cornerstone will pay your shipping or IRA account opening fees! Check out materials from our Daily Renegade hosts! Silent Cry: The Darker Side of Trafficking by Josh Peck: https://www.skywatchtvstore.com/products/the-silent-cry-help-the-children-package?_pos=1&_sid=fc893bf8c&_ss=r Learn about Bryan Melvin's near death experience in Hell, what he saw, and what he learned as a warning for the rest of us in his book, A Land Unknown: Hell's Dominion, available right here: https://amzn.to/37ZjePq Keep up to date on the latest books and dvds from Josh Peck at: https://www.skywatchtvstore.com/search?q=josh+peck&type=product To help with the increasing medical costs for Nathan Peck (Josh and Christina's 7 year old son) and his battle with cancer, please visit http://www.paypal.me/joshpeckdisclosure Check out our alternate video sites to get content an hour earlier than YouTube! Daily Renegade on Rumble - https://rumble.com/DailyRenegade Daily Renegade on Brighteon - https://www.brighteon.com/channels/joshpeck

Categories
Saving for College

The Market Rotation Strategy That BEATS The Market! [Video]

Market Rotation Strategy is also known as the Sector Rotation Strategy, Links: https://institutional.fidelity.com/app/item/RD_13569_40890/business-cycle-update.html https://school.stockcharts.com/doku.php?id=market_analysis:sector_rotation_analysis#staples_discretionary_ratio https://modelinvesting.com/investment-models/sector-rotation-model/ How it Works Individuals or portfolio managers may deploy a sector rotation strategy. Sector rotation requires a great deal of liquidity and broad latitude in order to make changes to investment positions within a portfolio. If broad trading flexibility is available, then sector rotation may prove to be a viable way to position investment portfolios to take advantage of market cycles and trends providing for capital appreciation potential in particular areas of the investment universe. Sector rotation seeks to capitalize on the theory that not all economic sectors perform well at the same time. Put simply, the theory implies that a well-performing sector will continue to outperform only to fall out of favor at some point in the business cycle and be replaced by another sector in the economy. Managers will buy funds when a sector is about to come into favor and sell them when the sector's performance peaks. Portfolio and fund managers use these strategies to rotate investment capital to sectors they feel offer profitable investing opportunities. In-depth research on the economy and data from the National Bureau of Economic Research (NBER) helps to support sector rotation investing. Other types of sector rotation investing may center around seasonal or yearly trends, with data supporting advantages to rotating in and out of different profitable categories throughout the year. Research on market cycles forms the broad basis of investment theory around sector rotation investing. Broad market sector rotation investing seeks to follow market cycles of the economy. These cycles can be characterized in various ways but are usually associated with bullish and bearish outlooks as well as recessions, recoveries, expansions, and contractions. Sector rotation strategies that follow economic market cycles often seek to identify bullish sector opportunities by expanding markets and mitigating losses through sector rotation to safe havens in recessionary markets. In one sense, sector rotation is a concept that most active portfolio managers keep in mind when they consider all types of investments. However, implementing sector rotation strategies with significant market depth requires comprehensive foresight and access to in-depth market research for success. Special Considerations Sector rotation investment funds are not broadly offered for retail investors in the investment universe. Fidelity manages the Sector Rotation Fund, which is now closed to new investors. The fund was launched in December 2009 and invests across multiple asset classes using a fund of funds strategy with ETFs invested across market sectors. Market sector weightings are adjusted based on sector rotation views. As of October 31, 2020, this fund returned 4.88% on a one-year basis and 8.06% since inception. New investors may find ETFs simple to execute through sector rotation, as the majority of sector rotation investment funds tend to be closed to retail investors. Exchange-traded funds (ETFs) are notably simple to execute through sector rotation, making them a great strategy for new investors. Professionally managed sector rotation funds can be a good investment because they seek to maintain positions in the most profitable areas of the market at all stages of an economy's economic cycle. More information on these is outlined below. Disadvantages of Sector Rotation Sector rotation strategies aren't easy to manage. They come with a great degree of risk because they tend to be fairly volatile. Investors may find their portfolios underperforming the underlying indexes. Sector rotation can be expensive to implement for a number of reasons. One of the first things to consider is the potential cost associated with extensive market trading, which can negatively affect returns. And moving capital in and out of sectors can be costly due to trading fees and commissions. For that reason, sector rotation is typically a strategy considered for institutional managers or high net worth individuals. Sector rotation also requires a very active analysis of investments and economic data, which tends to be much more expensive when compared to a passive fund strategy. It is typically a consideration for professional portfolio managers because of the time constraints and data access involved.

Categories
Best Colleges for STEM Best Colleges on the West Coast College Financial Aid and Scholarship High School News and Updates Saving for College

Heres a DIY build for Be MOre, the sentient video game from Adventure Time. The project comes from Maker Lazuardi Rinaldi, an Electrical & Computer Engineering student at the Georgia Ins